Getting a Job in Computer Graphics: Real Advice from Reel People
Getting a Job in Computer Graphics: Real Advice from Reel People
Here is the definitive, insider’s guide to landing that first critical job or upgrading your current job in the 3D/Effects industry. This Maya Press title, a joint publishing effort between Sybex and Alias, offers priceless, candid career strategies from the industry leaders. It starts off by introducing the myriad job possibilities and resume building techniques. Interviews with noted industry and academic insiders, job recruiters, and employers convey the tools, skills, and knowledge they look
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Free Day Care Center Business Plan
Free Day Care Center Business Plan
Free Day Care Center Business Plan for Loans
Obtaining Business Financing
When obtaining a business loan for a day care center business, it is imperative that you have a properly structured business plan that will assist you in showcasing how you intend to operate your Day Care Center, how the business will operate, how you intend to market the business, the anticipated financial results of your company, and how you intend to repay your debt obligations. This sample loan business plan will provide you with the framework that you need in order to acquire a business loan for starting or expanding this type of business.
Executive Summary
Introduction
When obtaining a business loan for a day care center, it is imperative that your business plan has a clear and concise executive summary that provides an outline of what are seeking to accomplish, how much capital you are seeking to raise, the management biography of the business owner, and an overview of the anticipated profit and loss statements of the business. Here is an example of how the title paragraph should be written:
Day Care Center, Inc. (“the Company”) is seeking a business loan of 0,000 in order to launch the operations of a day care center business that will be based in San Francisco, California. The Company was founded in (Insert Year). The business was founded by Mr. John Doe.
Products and Services
In the next segment of the business loan and business planning document, you should showcase the products and services that you will be providing to the general public. For instance:
The Day Care Center will provide round the clock childcare services to the general public of San Francisco. The business will serve meals, provide basic educational services, and after-hours care services for parents that need assistance caring for their children during daytime hours. At all times, the Day Care Center will remain within the letter of the law regarding the sale of Day Care Services especially as it relates to hiring individuals that work with children.
Business Loan Terms
Now it is time to discuss the anticipated terms of the business plan that you are seeking. An example paragraph of how this is stated:
At this time, Mr. Doe is seeking a conventional business loan in the amount of 0,000. The interest rate, loan terms, and loan covenants are to be determined during negotiation. However, this business plan assumes that the business will receive a seven year business loan with a seven percent interest rate due on the outstanding principal balance.
Management Biography
Now that the summary of the business has been provided, it is time to provide a brief overview of the owner of the business. An example paragraph summing up the owner is as follows:
Mr. Doe is a highly experienced business person that has years of experience regarding the direct ownership and management of business. He will be able to effectively bring the operations of the Day Care Center, Inc. to profitability while ensuring that the business loan’s payments and its covenants are met at all times.
Financial Statements
The most important thing to your lender when applying for a business loan is how you intend to repay the bank. In this section of the business plan, you should provide an overview of the finance’s of the business discussing the anticipated revenues, expenses, and profits/losses. You can also discuss the applicable collateral within the business plan that will be used to secure your business financing.
Expansion Plans
One of the most important aspects of your business plan is how you intend to expand the business over a three to five year period. Banks and finance companies always want to see that the business will experience a moderate to strong level of growth. This is especially true in business lending because as your business grows the cash flow that secures your business loan will decrease proportionality against your monthly credit obligations. An example of how this is stated is as follows:
The Day Care Center will continue to expand through organic means including increasing the Company’s advertising budget via the reinvestment into the after tax cash flows of the business. Additionally, if the business is highly successful then the Company may seek to establish additional Day Care Center locations after the third year of operations.
The Financing
Use of Business Loan Proceeds
In this section of the business plan you should focus on how the proceeds of the business loan will be used. An example of this would be as follows:
Day Care Center Establishment – ,000
Day Care Center Licensure and Professional Fees – ,000
Working capital – ,000
Management Equity
In this section of the business plan you should discuss the percentage ownership of the business among the owners of the business. For example:
Mr. Doe will own 100% of the Day Care Center.
Board of Directors
When applying for business financing, the bank will also want to know who serves as the board of directors. For small businesses, usually the owner serves as the director of the business. An example of how this is worded:
Mr. Doe will be the sole director of Day Care Center, Inc.
Exit Strategy
Any bank or financing company is also going to want to know what you intend to do with the business over a set period of time. Many business owners will develop and expand a business with the intent to sell the company to a third party at a later time. When drafting this part of the business plan you should focus on what you intentions are in regards to potentially selling the business. This is often worded as:
Mr. Doe would most likely sell the Day Care Center to a third party for a significant earnings multiple. Day Care Centers usually sell for approximately one to three times earnings given the financial strength of the business. In this event, the business would be sold by a business broker and the business loan sought in this plan would be repaid according to the covenants of the business loan agreement.
Products and Services
When developing a business plan that is appropriate for obtaining a business loan or other business credit facility you need to clearly showcase the services or products that you will be offering to the general public. An example of how this section is worded goes as follows:
As stated in the executive summary, the Day Care Center will provide a broad spectrum of daycare services to the general public including round the clock support for parents that cannot care for their child on a full day basis. The Day Care Center will serve meals, provide general education services, and provide transportation services for children when needed.
At this time, the business is seeking to obtain the appropriate licensure to ensure that the business can commence operations as soon as the Day Center receives the financing sought in this business plan.
Industry and Market Analysis
The Current State of the Economy
It is important to let your financial institution know that you are well apprised of the financial situation of the general economy when you are applying for a business loan. This is especially true in today’s environment where lending has become more difficult and will remain more difficult in the foreseeable future. Specifically, you should gear this section of the business plan analysis towards the industry that you are operating within. For example:
The current economy has remained difficult over the past few years. However, Day Care Centers typically operate with a strong level of economic stability as parents will continue to require to have their children cared for on a regular basis despite the current state of the economy. As such, the Day Care Center will be able to remain profitable and cash flow positive during any economic climate.
The Day Care Center Industry
In addition to providing your business loan officer with an understanding of the general economy, it is important that you showcase that you have an equal understanding of the industry in which you are operating within. As such, you will need to provide you business loan institution of a brief overview of your industry and any potential changes that may affect the way that your company does business. An example of how an industry overview is as follows:
There are over 62,400 childcare establishments in the United States. These businesses produce over billon dollars a year in gross receipts. Additionally, the business employs over 628,000 people, and generates payroll figures of .2 billion dollars a year. Approximately 42,000 of these businesses operate as for profit businesses with the remainder of these companies providing services in a not-for-profit setting, such as a religious institution.
The industry has experienced a tremendous rate of growth over the last ten years. The industry from 1999 to 2005 experienced growth of more than 18% over the five year period. This industry is one of the fastest growing industries in the United States. This is primarily attributable to the extremely high divorce rate in this country. As single parent families have become normalized, the need for daycare services has grown immensely as the traditional nuclear family has become a rare breed. Additionally, many more families are two income families, and as such, the need for daycare centers among these demographics is immense.
Target Market
In this section of the business loan application and business plan analysis, you should focus on the demographics of your localized market (or national market if applicable). This section should discuss how many people live in your area, the anticipated number of people that would require the use of Day Care Centers, the median household income of people living in the area, poverty line statistics, and any applicable laws that would apply to your operation of Day Care Centers.
Competition
Many people that are developing new businesses or expanding existing businesses often feel that their business does not have any competition or limited competition at best. However, this is almost never the case. Unless you have re-invented the wheel – you will have competition. When applying for a business loan, you should clearly showcase your competition in your business plan. This is especially important to your banker as they will be able to gauge your ability to be successful in your targeted market. Many business loan underwriters will aggressively confirm that competitive nature of your local market and your local industry.
When drafting this section of the plan you should heavily discuss the competitive advantages that you intend to have over your competition.
Marketing Plan
In addition to all of the above information that we have covered, your business loan officer is also going to want to know how you intend to market your business to the general public. Most people do not quite understand how to effectively market their business outside of prominent signage or flyer distribution. When applying for a business loan (again in this difficult lending climate), your banker is going to want to see that you have a clear methodology of how you intend to market your services or products to the general public. In this section of the business plan – we will overview how to showcase your services/products to the general public.
Marketing Overview Example
The Day Care Center will place prominent signage on the facility to draw a significant amount of foot traffic.
The business will maintain listings in the Yellow Books.
The Day Care Center will also maintain an internet website that showcases the Company’s operations, hours of operation, and relevant contact information.
The Day Care Center will also work closely with local schools for referrals to the Company’s services.
Marketing Strategies Overview
Additionally, you will be required to further drill down (in your business plan) how you intend to implement your strategies when you launch or expand your business’s operations. In this section of the business loan and business plan documents, you should amplify the bullet points from the section above. For instance:
The Day Care Center intends to use a number of strategies that will create instant traffic and customer flow to the Company’s location. These strategies include not only using prominent facility and road signage, but also distributing flyers to people that fall into he Company’s targeted demographics. The business will also regularly take out advertisements in localized newspapers that showcase the Company’s hours of operations, day care center services, and other information relating to the operation of the Day Care Center.
The business will also maintain a highly informative website that showcases the Day Care Center’s services, its hours of operation, licensure information, and other relevant information in regards to the Company’s services. This website will be listed on major search engines such as Google as many people now use the internet to locate local businesses such as Day Care Centers. The business will also develop ongoing referral relationships with local schools that have children that need after-hour childcare needs.
The Financial Plan
Beyond any other part of your business loan application or business plan, the financials section of these documents are what matters most when applying for a business loan or any other type of credit facility. Ultimately, this section of the business plan showcases not only what your anticipated profitability will be, but also how you intend to repay the funds that you have borrowed through your business financing facility. An example of how this section is structure is as follows:
Assumptions
Day Care Center, Inc. will have an average annual growth rate of 10% per year.
Mr. Doe will acquire 0,000 through a business loan in order to launch the operations of the business.
Proforma Financials for a Business Loan
Now it is time to showcase how you intend to repay your loan, generate a profit, and increase the book value of your business over a three to five year period. BusinessPlansForLoan.com has developed an easy to use financial model that you can use when drafting out the financial model for your business plan and business loan application. Through your business loan application, you will be required to have the following:
Profit and Loss Statement for your Day Care Center
Cash Flow Analysis for the Day Care Center
Balance Sheet for the Day Care Center
Business Loan Amortization Tables
BusinessPlansForLoan.com is a specialty website that provides content that focuses on the needs of people seeking business loans for new and existing businesses. We encourage you to visit our website if you are seeking a Business Plan for a Loan .
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Buying A Franchise – Mr. Franchise Buys His First Franchise
Buying A Franchise – Mr. Franchise Buys His First Franchise
For the last twenty-eight years, as a franchise attorney, author, instructor and recognized franchise expert, I’ve helped firms enter and prosper in the franchise industry – each hoping to become the next “McDonalds” of their respective industries. Along the way, I’ve met and worked with an interesting group of entrepreneurial founders. From apparel to water treatment, the franchised concepts were also incredibly diverse. Some of them interested me to the point where I considered buying a franchise myself. In two or three cases, talks were initiated to discuss the possibility, but never moved forward. I just couldn’t find the precise set of criteria to satisfy my exacting requirements. After all, I had advised hundreds of prospective franchise buyers, and developed sophisticated radar for detecting the good, the bad and the ugly in franchise investments.
In May of 2002, my life changed dramatically as I took the plunge and became a first-time franchise owner. I’d just completed a franchise development project for a San Francisco Peninsula company poised to enter franchising. They operated a very successful home improvement business that specialized in a unique niche. Targeting homes constructed in the 1960′s to the 1980′s having old, flat, ugly interior doors, this company replaced all interior doors in a home with new, freshly-painted raised panel designer doors, locksets and hinges. Their advertising mantra was “Replacing America’s 1.16 Billion Interior Doors.”
After interviewing a couple interested franchise candidates who didn’t sign up, the company became concerned about selling its first franchise. Selling the first one is usually the most challenging task facing any new franchise company. There are no other franchise owners a prospective buyer can talk to about financial performance, training, ongoing support and other franchise relationship issues. Because of this void, selling the first one is difficult. After I was repeatedly asked when they could expect to sell their first franchise, my hand finally jumped up and I volunteered for the assignment. My franchise agreement was signed May 22, 2002.
Let’s consider the major assumptions and factors I evaluated in making my buying a franchise investment decision, and see how things worked out.
INDUSTRY TREND
As stated in the previous franchise article, a major issue is finding a franchise in a cutting-edge industry that is doing well currently and is projected to do well in the future despite any economic slowdown. From my experience in evaluating hundreds of franchises, I observed the home-improvement industry was a stable segment. People are always looking for ways to improve the appearance and value of their homes.
Unlike other home improvement companies that concentrate on a single, high ticket improvement (a kitchen remodel, for example, that can cost ,000 and more), for a couple thousand dollars (,000 to ,000), a homeowner can give every room in their entire home a major face lift by replacing their old, flat doors with new raised panel, designer doors. In the aftermath of the 9-11 attacks, and the country’s high security anxiety, I felt more people than ever would be nesting at home. A home typically represents the most valuable asset in a family’s portfolio. If the homeowner can be educated and motivated to improve the appearance and value of this asset, by making a reasonable investment, sales are easy.
Major home improvement chains, like Home Depot, realized this and were aggressively promoting interior door replacement. However, they were not organized to meet the needs of the target market in a cost-effective manner. The franchise company had discovered and perfected the “do-it-right” approach for this market, and actually welcomed competitive bids from the Home Depot and other large home improvement chains. In my estimation, all of this bode well for home improvements in general, and this franchise company in particular.
TOTAL INITIAL FRANCHISE INVESTMENT
The franchise company estimated initial franchise investment between 7,00 and 0,000 in its Franchise Offering Circular. Turned out, I came in below the low end of the range. Including the ,000 in franchise fees and the ,000 I used against a home equity line of credit, our total investment was just under 0,000. Incredibly, this was enough to get the business operational AND reach the critical break-even point where cash flow paid all the bills. As discussed in the other franchise article, reaching the break-even point in many businesses can take a year, two years or more.
Getting operational happened fairly quickly. From the time I signed the franchise agreement at the end of May, 2002, secured the real estate in mid-July, 2002, completed improvements then training in August, 2002, and began operations like a rocket in the first week of September, 2002, about four months elapsed. We hit the break-even point in mid-October, 2002, just six weeks after operations started, and began to accumulate an ever-increasing balance in the business savings account.
When I sold the franchise in September of 2003, our interior door replacement business was rocking and rolling. Residential home owners negotiated for position on our six to eight week waiting list to get their old, ugly, flat interior doors replaced with new raised-panel, designer interior doors and shinny lock sets. The new owner paid 6,000 for our franchise, and I received 5,000 after escrow fees. Subtracting our 0,000 investment left a tidy 5,000 profit. Not bad for operating the business exactly one year, and this didn’t include operating monthly income before the business was sold.
REAL BUSINESS
I operated a retail business with a storefront, as opposed to a “work out of your home” operation.
FRANCHISE MANAGEMENT EXPERTISE
The management team of the franchisor had no past achievement and experience in operating a franchise company. They had just started the franchise company and were learning on the fly. That was definitely a major risk. However, I’d given them detailed seminars on how to operate a franchise company and manage franchise relationships based on my twenty-plus years of franchise industry expertise, and had every reason to believe they’d follow my advice. And, because I was their very first franchise, I also believed they would do everything it took to make me a success. My goal was to develop the first franchise from scratch, build it up, then either develop other franchises for them, or sell out – depending on what happened in the franchise relationship. I opted to sell out.
NORMAL WORKING HOURS AND DAYS; SUFFICIENT INCOME LEVEL – FRANCHISE PROFITS AND FRANCHISE PROFITABILITY
The nature of this business was a normal five-day, forty-hour workweek. Our business hours were 9A to 5P, Monday through Friday initially. After talking with the owner of the second franchise in early 2003, I discovered and copied his idea of a forty-hour work week spread over four, instead of five days.
Although this meant our employees needed to work four ten-hour days, they were very receptive to the idea. By starting on Monday and getting all door orders for the week installed by Thursday, everyone had a three day weekend every week, not just on an occasional holiday. Of course, I didn’t have to work ten hours a day. I arrived by 10 a.m. and usually finished by 4 p.m. – Monday through Thursday. Supervising four employees, working 24 hours a week and having 3-day weekends off every week – try finding that in another franchise!
What about the financial picture? Let’s take June of 2003, the tenth month of operations when I started interviewing a number of interested buyers. Sales were ,000 less expenses of ,500, left an income that month of ,500. Of course other months varied, and the business was still in the start-up development stage operating with only a single crew of four employees – but you get the idea. Using the results for June and multiplying by twelve for an annual result, I’d entered financial performance territory only enjoyed by a select group in the entire franchise industry.
MINIMUM NUMBER OF EMPLOYEES
Remember my key question here: can you operate the business with six or fewer employees? When we started business operations in September, 2002, we had two employees. A month later, we added another. When the business sold a year later, our crew consisted of one part-time and three full-time employees.
LEASING AND LOCATION
Our interior door replacement business operated from a low rent commercial business zone, so high square foot rent and triple net leases were never a concern. The 7,200 square foot warehouse and retail showroom we settled on in San Carlos, CA, with rent starting at .65 per foot the first year, seemed almost too big (and expensive) initially. Cutting a rental check to the landlord for about ,000 every month, by far the biggest initial operating expense, made my heart race while I thought “is this whole thing going to work and how long will it take to reach the break-even point?” But, as things turned out, our location was perfect, sales were never an issue, and we hit break-even just six weeks after operations started.
Due to the size of the facility and nature of the interior door replacement business, three crews were possible and bringing them online, one crew at a time, would double then ultimately triple sales. Also, because we were the first to enter the franchise system, we selected the very lucrative, exclusive territory that stretched from Palo Alto, CA all the way up to San Francisco, CA. Although we never expanded the business beyond a single crew, these “next steps” in the evolution of the business in such a prime territory were strong selling points. The new owner of our franchise ultimately took the next steps and with three crews enjoys weekly sales of K to K – which is over .5 million per year.
IMAGE AND LIFESTYLE
I didn’t need to flip burgers, scoop ice cream or clean restrooms. As a franchise co-owner, my principal job was creating and maintaining client relations. I placed ads designed by the franchise company, responded to customer phone calls, set up appointments, did estimates and sent out contracts. A lot of my working time was spent driving to customer’s homes, meeting with them over coffee, taking measurements of all their interior doors, going over the options and explaining our one week production cycle – picking up their old doors on a Monday and installing the new doors by Thursday.
Back at the office, I’d enter the estimate information in our computer and generate a contract proposal. Then I’d email or fax the contract to the customer and wait for their deposit. About 70% of the proposals turned into jobs. Customers called back, gave me their credit card billing information, faxed in the signed contract and I scheduled their production week. By the time I sold the business in September of 2003, residential homeowners negotiated for position on our six to eight week waiting list to get their interior doors replaced.
I also ordered the new doors, lock sets, hinges, paint and accessories. Finally, I paid the bills. It was a very efficient business, great cash flow, no billing and no waiting for payment. As I look back, I saw some very nice homes and met some very interesting people. The pickup, production, painting and installation process was handled directly by our employees under the supervision of our contractor, so I wasn’t involved in this aspect – although I did go out with our crew for about three months picking up and installing doors. That way, I understood the process firsthand, and this helped considerably in knowing how to bid jobs and cover contingencies in the contract.
TRUE FRANCHISE VALUE
I knew going in this franchise investment was not with an established ‘blue chip’ franchise company. After all, I’d purchased their very first franchise, becoming the ground breakers, the pioneers – willing to accept a much greater degree of risk than other franchise buyers. In return, I expected an adequate level of support from the franchise company. Virtually every new franchise company gives not only adequate, but extra support to its first franchise to compensate for that franchisee’s help in pioneering the new franchise system and the additional risk they’ve assumed. There’s also a self-interest in providing extra support – the future growth of the franchise network hinges on the success of the first franchise.
The ultimate test of franchise value came in November of 2002. I was en-route, driving our box van, jamb-packed with doors, power tools, lock sets, hinges, etc., headed to our biggest installation job yet, with our contractor, Scotty, who supervised our team and was our franchisor-approved manager. Everyone else was back at the shop, frantically cutting, sanding and painting the rest of the 100-plus doors scheduled for other jobs that week.
Knowing we had taken on the busiest week of our fledgling business, contractor Scotty complained all week about his wages, saying he wasn’t being paid enough. I’d explained, numerous times, our cash flow wouldn’t support any pay increases at the moment, that he’d only been working for me a little over two months, and his pay was exactly what he requested when I hired him. Scotty wasn’t listening and his complaints continued during our drive along El Camino Real to the client’s house. We were stopped at a red light, waiting to make a turn when Scotty abruptly announced “I’m out of here, I quit.” Opening the passenger door, he jumped out, and walked quickly down the sidewalk of El Camino Real, leaving me stranded in a van that’s a bit larger than a UPS delivery truck. Scotty believed he was indispensable and his theatrics were nothing but a hardball, power play for money.
Looking back at all those freshly painted doors in the van, I knew there was no way one person could install them. I completed my turn, pulled over, and called our shop with my cell phone. Our main door cutter and best employee, Brian, confirmed what I already knew. He could leave and meet me for the install, but that would throw off our entire schedule for the week.
Then, I remembered something important. “That’s why I bought a franchise,” I thought to myself, “we’re in business for ourselves, but not by ourselves.” Surely the franchise company would know exactly what to do, and help us, their very first franchise, deal with a problem that could cripple or kill the new business. They were just a short twenty-minute drive away, had multiple crews, etc. I called the founder, Mr. Interior Door.
The first thing Mike said, after I’d related my predicament was: “Do you think Scott will start a competing business?” I assured him that wasn’t even remotely possible. Starting a door business usually cost upwards of 0,000, requires a sizeable warehouse-showroom, power tools, delivery van and other things. Scotty, besides his personal tools, had no assets. He’d even moved into our warehouse from day one so he didn’t have to pay rent and lived paycheck to paycheck.
I quickly redirected Mike to the purpose of my call and asked for his advice and H-E-L-P. Perhaps a couple of his door installers for the rest of the week, at my expense? Answer – no. What about one person for the rest of the day? Answer – no. What about one person for just a couple hours? Same answer – no. Incredibly, Mr. Interior Door said he couldn’t spare even a single person (including himself) for a couple hours to help us out.
So, no help – but what about advice? Mike’s only advice: call all our customers, including the one I was en-route to, tell them we couldn’t make it this week and re-schedule all jobs forward a week. Since we’d already booked other jobs over the next two weeks, this would have been a disaster, not only to our cash flow (payroll, rent and supplier bills were due that week) but also for our customers who’d already scheduled time off work to be at their homes on the scheduled dates.
That’s when I realized we were in business for ourselves . . . and by ourselves. After thinking things over in the silent van, I called the shop and told Brian to meet me at the customer’s home for the installation. I figured at least we’d collect ,000 doing this job and just have to see about the rest of the week. By the time Brian and I finished, the day was over. We arrived back at the shop at 4 p.m. – quitting time for our construction workers. Our door jobs for the next day were not even close to being finished. The crisis was finally upon us – should I follow Mike’s advice, call all our customers and try to reschedule for the following week?
I decided on a different approach. I held a little meeting, explained the situation, and asked our employees if they’d be willing to work overtime, so our new business wouldn’t go out of business. I also fully realized our employee’s concerns. They’d been working very hard that week to help us achieve our ambitious goal. Our team leader, Scotty, was history, and they all had families and responsibilities at home. Under normal circumstances I’d be up the proverbial creek without a paddle.
MANAGEMENT STYLE TO THE RESCUE
From the very beginning I treated our employees like members of a family. It was a very extended version of theory “Y” management style I’d studied in my graduate business classes. Everyday, I bought lunch for all employees and we ate together, discussing what was new in their lives as well as exchanging door stories. I also provided soft drinks, coffee and snacks throughout the day at the shop. On birthdays, I’d take the person out to a movie of their choice and dinner afterwards.
Luckily, I didn’t have that many employees, but every month saw an ever-increasing total for these benefits on our profit and loss statement. I questioned myself about it, thinking Mr. Interior Door only provided employee meals once every couple months for a special occasion. But I realized if some day I really needed them, they’ll be there for me.”
This management style kept the business in business and on track that November. All employees immediately agreed to work overtime. I ordered pizzas for everyone for dinner and they worked from 5 p.m. until 1 a.m. the next morning. This dedication repeated itself over the next two days, which is nothing short of incredible, given they all had to report back to work at 7 a.m. each morning. We completed all jobs scheduled for that week, collected our money and all customers were very satisfied. By the next week, the business was on track, humming along, and strengthened by overcoming the adversity.
SUMMARY
Looking back, I happened to be in the right place at the right time, and was willing to take a calculated risk. I didn’t rush in, took a lot of time evaluating many factors, and kept emotions out of the franchise investment decision – avoiding the three mistakes made by most franchise buyers.
It was definitely an effort getting the business established, finding the right location, the right workers, and navigating a new business on my own. But the challenges were a learning experience, and overcoming them was very rewarding. Although I’ve advised hundreds of individuals and firms about the in’s and out’s of franchising, the insights gained and lessons learned in operating my own franchise and interacting with the franchise company retooled my knowledge of franchise relationships.
© 2003-2008, Kevin B. Murphy, B.S., M.B.A., J.D. – all rights reserved
For more information, visit the Franchise Foundations website
Mr. Franchise, Kevin B. Murphy, is an internationally-known franchise expert, MBA, San Francisco franchise attorney author, and instructor. He holds degrees in Business Administration (B.S.B.A.) and Law (J.D.) from the University of San Francisco and a Master’s degree in Business Administration (M.B.A.) from San Francisco State University.
For the past twenty-eight years he has specialized exclusively in the franchise industry as a San Francisco franchise attorney and owned a very successful franchise in the home improvement field. He has written over 40 publications, including four books on franchising and one book on trade secrets.
Mr. Franchise instructs franchise company personnel in best franchise practices and teaches franchise, licensing and intellectual property courses to attorneys. He has drafted, reviewed and negotiated over 500 franchise disclosure documents.
Mr. Franchise is a franchise attorney and Director of Operations for Franchise Foundations a San Francisco-based professional law corporation.
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Working From Home Ain’t Easy for a Mom
In this clip from myLifetime.com’s, “Mommy Madness” series, Angela attempts to run a business out of her home but her two little assistants (AKA children) aren’t exactly employees of the month. See how this mom improvises. This clip is brought to you by Lifetime Television’s website, myLifetime.com, the ultimate digital destination for women’s entertainment and escape.
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Advantages Of A Great Home Office Setup
Advantages Of A Great Home Office Setup
As corporate retrenchment continues rapidly and the Internet makes telecommuting ever more productive and more entrepreneurs are discovering the benefits of running businesses out of their homes. If someone is looking to get out of the rat race and spend more time with family and friends and live a more balanced life then a home-based business may be just right choice.
Personal freedom:
If someone does not want to stay much hours traffic to and from work every day, the most exciting part of starting a home-based business. Suddenly, one has extra hours in the day to regain control of the personal life.
There are no bosses, no dress code, no set work schedule and no office politics to trick. All one need is personal drive, discipline and time-management skills. It is a simple principle like the harder one works, the more money one can make. The earning potential is directly proportional to the performance, so just work harder and produce more.
One can also save money by not commuting and preparing lunch at home. With so many corporations and industries in a slump, starting own home-based enterprise means one can create own income-producing opportunities. Good job prospects are scarce and promotional opportunities within major companies are also decreasing.
Less risk:
Running a business from home takes less startup cash than a freestanding business, or even a franchise location. Once the business is up and running, it is cheaper and easier to maintain than a separate business location.
There are a number of tax advantages to having home and office under one roof. One can deduct a part of home’s operating and depreciation expenses on the insurance, utilities and expenses for household maintenance. This is especially important for parents of school-age kids. One can see the kids off to school and on most days be home when they arrive later in the day.
It is a little less stressful to juggle the demands of work and family when one can stay home to care for a sick child and generally set own schedule. Being own boss gives the chance to wear a lot of hats like sales director, marketing professional, strategist, business development manager and many more.
Launching home-based can be an opportunity to give birth to passions and hobbies and create a money-generating outlet for the unique and creative talents.
Basics for planning a home office:
Setting up a small home office is not just a matter of lugging office equipment into a room and plugging it in. Home office space is first and foremost a working space. The most important element of home office design is the infrastructure.
Commercial office facilities were originally designed to be office spaces. They have sufficient power, lighting and ventilation for office workspaces built into their design. This will maybe not be the case with house to use as a home office. It is advice able to locate home office in the site that has the best power, lighting and ventilation for office use.
Basic things for office:
Setting up a home office means that increase in power use that location. Even a small laser printer will consume 300 to 400 watts of electricity. Now think of the other office equipment to install in home office.
Get at first a PC, a monitor, a laser printer, a fax machine, a scanner and a phone. Step one of home office design is assessing power needs. Add up the wattage of office equipment. One must cut down on power needs by combining some of the office equipment needs.
Instead of having a separate printer, fax, copier and scanner, one multifunction machine that performed all these functions is better. Before even passing thought to the aesthetics of home office design, plug in all equipment and try to use it, as a normal working day.
If one experiences electrical danger signs, such as breakers popping or lights dimming when various pieces of equipment are operating, have an electrician check circuitry and see if any simple rewiring can be completed.
Better lighting for home office:
When choosing the lighting for home office, assess the needs first by sitting in proposed workspace and determining how much lighting one need to work efficiently and where the light should be placed.
An office with insufficient lighting is not only useless but can lead to all kinds of health problems from headaches through neck and shoulder pain. Many people overlook the importance of ventilation in office design, but equipment needs it. The more office equipment operating, the more heat will be generated and excessive heat can damage office equipment such as PCs.
Allan Wilson specializes in providing ready made affliliate sites and private label articles. To speed up your website creation results visit Allan’s site at: Ready Made Adsense Sites
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Online Jobs From Home – Who Works From Home Online and What Jobs Do They Do?
Online Jobs From Home – Who Works From Home Online and What Jobs Do They Do?
Online jobs from home offer a chance to make a real income at home for people who would otherwise be unable to compete in the job market. Historically, most home based workers have been women. The vast majority of these work at home women were stay at home mothers who were unwilling to give up their right to bring up their own children. Work at home meant these women could take care of their family and also make a valuable contribution to the family budget.
Nowadays, work at home women are competing for home based employment with an increasing number of men. Many of these men are fathers who wish to share in the day to day childcare instead of leaving that occupation entirely to their partners. Competition for jobs from home has increased, but the easy access to the internet in homes means that more people can do online work. The computer age means that work at home for disabled people is more readily available.
Working at home requires commitment on the part of the employee; there is nobody to supervise the worker on a day to day basis or to ensure that a practical schedule is in place. Taking an online job from home requires planning and the cooperation of the whole family. Children must be taught right from infancy that there are certain times when they are not allowed to interrupt their working parent. Friends and relatives must understand that working at home does not mean that you are available for unannounced visits at any time of the day.
A home job can suffer if the demands of family and friends are allowed to take precedence, but a bit of advance planning can prevent this. The great thing about online jobs from home is that the hours are normally flexible enough to fit in with all the other social and domestic obligations even if an unexpected event occurs.
A home based online job can usually be done at any hour of the day or night; the internet never closes and the internet home worker might be employed by a boss who is right on the opposite side of the world. The working day is also shorter for the average home worker because there is no time wasted on the twice daily commute.
Online jobs from home are in great demand. In an era where “a job for life” or even moderately long-term job security is a thing of the past, people are looking beyond the normal avenues in their searches for work and many of these people hope to find a more promising future working from home via the internet.
These are three of the top ways to find work from home jobs:
1. Changing an existing office based job to a home based job.
This type of work at home job often comes about when a member of staff undergoes a change of domestic circumstances which makes it impossible to pursue a career outside the home. Sometimes the change is instigated by an employer who wants to relocate the business without losing trusted staff members.
2. Working at home on a “virtual employee” basis.
In this scenario, the employee is 100% home based from day one and might meet up with the employers only rarely or in some cases, never. This arrangement is quite common in jobs such as telesales or software design where the employees work for companies based in other countries.
3. Working at home online on a self employed basis.
There are freelance jobs available for persons to work as writers, telesales operators and telephone assistance operators. Many people enjoy a home business where they sell items on auctions sites. The most famous one is eBay but there are smaller auction sites online which are worth investigation.
Many online jobs from home are done on a freelance or self-employed basis. For information about other types of online work go to http://www.huntingvenus.com and check the Top 30 Work At Home Ideas.
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Earn Money on the Internet by Working Online
Earn Money on the Internet by Working Online
You can earn money on line while hardly working with the Internet. It is best work because you can work with anywhere and any place there is a computer and the Internet. You will not be limited to time when you work. The primary reason for which people work on line is because they want to order their own time. They do not want to see their owner noticing on their back in the office. They want to be their own owner. They want to earn more money than their made owner. However, not all the people who work on line become millionaires or rich person, some make, some put ‘t. Some people easily become rich while working on line and some just do enough life. At all events, you will be money of income on line by your hard labor. You want to earn money on line, then should start to you now.
The money of income on the Internet by work for Google or other companies require you to be patient. You will learn from what you work. Hardest you work is more you learn better. You cannot gain 1 million dollars during your first year. It is difficult to occur it for new manufacturers on line. In my first month, I make . I was happy because it was the first income in line which I make. You can make more than I made when I began the first time but you do not reach .000.000 per year. You should be ready to make this great number in years come, but not by the first year. You will learn how to do this while you work. In fact, there is much to learn from the strategy in line inscription. You will not learn in one or two months only.
Many millionaires were emerged recently on the Internet while working on line. Some of them part-time work on line during the first year, after they obtained enough income of this work, they stopped full-time theirs work and work of day on line. They obtained the enormous income while working with the Internet. They can make .000.000 per year easily. Some of the purchasers of Internet open the stores ebay to resell the products ebay. Some of people create Web sites to support products of the Amazon. Other people employ advertisements of Google AdSense, Yahoo, and others for their business. There is no thing which is better than the other. It falls on each person on their expertise to employ any specific product. They is how the people on line to earn and gain money on the Internet.
Earn the money money while working with the Internet is a great manner for the people who want to make an additional income. There is no money secrecy of income on line. It is right a question of hard labor and learns how to make manners. You work hard and you will learn from what you did. You learn from your failure is a great manner of improving in the businesses of Internet. There is no limit on how much you gain. Your money-incomes on line will be depend completely on how much hour you put in them. Some have more time, they work 5 or 6 hours per day. Other people have an employment full-time thus they spend 2 hours per day. You will earn money on line before you work with the net. More than you work on line plus you is made.
Earn Money Online and Make Money Online is easy How To Make Money Online tips to show you the easy way to earn money on the Internet without any investment There is no secrets of making online money
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How I Made My First Million on the Internet and How You Can Too!: The Complete Insider’s Guide to Making Millions with Your Internet Business
How I Made My First Million on the Internet and How You Can Too!: The Complete Insider’s Guide to Making Millions with Your Internet Business
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10 Killer Ideas For Summer Jobs For Teenagers
10 Killer Ideas For Summer Jobs For Teenagers
So, summer is quickly approaching and school is about to set you free for a couple of months. While this is a great time to relax as you get away from the stress of school, it is also an excellent time to line your pocket with a few extra dollars with some of these awesome ideas for summer jobs for teenagers.
Babysitting
One of the most popular summer jobs for teenagers always has been babysitting – and for good reason. Parents find themselves in a pretty difficult position when their little ones are suddenly home all day rather than in school. Therefore, they are looking for someone responsible and reliable to take care of their tykes. That person can easily be you!
Yard Work
You can set your entrepreneurial spirit free by starting your own yard care business. Summer is a time when the yard demands a great deal of attention – from mowing, to weeding, to planting flowers, many homeowners are looking for someone to take over these chores for them. Just be sure to have the tools you need to get the job done. This is one of the more physically demanding summer jobs for teenagers, but the monetary rewards can be substantial if you do the job right.
Pool Maintenance
If you live in an area where everyone seems to have a pool, you can offer your services in this area as well. Most pool owners dread the work it takes to keep their pools clean and running smoothly during the summer. If you know what you are doing, this is one of those summer jobs for teenagers that can keep you quite busy throughout the summer.
Local Parks
If you love the outdoors, one of the best summer jobs for teenagers is working with the local, state, or national parks in the area. You might be able to work on the maintenance crew and be responsible for helping keep the park clean and functioning properly. Or, if you are really knowledgeable in a certain area, you might even get to lead tours.
Camp Counselor
Now that you are a teenager, the days of attending a summer camp can be replaced by being employed by the camp instead. Depending on the area in which you live, summer jobs for teenagers at camps can be quite abundant. And, adding this job to your resume can help you make quite an impact on future potential employers.
Clean Some Gutters
If you aren’t afraid of heights, another of the best summer jobs for teenagers is cleaning gutters. Many people don’t even think about this important chore, or they forget about taking care of it. A friendly reminder from you and an offer to get the job done might be all it takes to land yourself some clients.
Get Cooking
If you enjoy cooking or baking, you might also want to consider making homemade delicacies for people and bringing them to their workplace for lunch. Or, offer your services for catering a small function.
Get on the Net
There are many employment opportunities on the Internet for both the young and the old. For example, you might start a freelance writing business or a business designing web sites if you are skilled in either of these areas. Or, if you have an eye for spotting items that people would love to buy, you can try your hand at selling items on eBay.
Help at a Garden Center
There are a number of businesses that are in need of seasonal help. These are ideal summer jobs for teenagers since the employer only needs your help for a short period of time. Garden centers or even home improvement stores that house a garden center may be in need of someone to help maintain the plants and load people’s cars.
Let Your Creativity Shine
If you are the creative type, you might want to consider renting a booth at the local fairs during the summer. The summer is generally a very busy time of the year for these occasions. If you are capable of making handcrafted items that people adore, put your wares for sell at a number of different fairs and see how much money you can make!
Summer jobs for teenagers do not have to be restricted to working at a retail outlet or at a fast food restaurant. With a little imagination and persistence, you can easily find a number of fun and profitable ways to keep yourself busy over the summer.
If you’re a teenager looking for a job, Online Summer Jobs is for you. At OnlineSummerJobs.Com, you will have access to thousand of jobs everyday – absolutely free of charge! For more information, check out our summer job listings today!
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Knowing Your Affiliate Program
Knowing Your Affiliate Program
There is nothing straightforward about finding the best affiliate program. Affiliate marketing comes to us in many forms and guises. To start an affiliate program, the majority of us like to believe that it all has the same meaning, but does it? Do we really understand what we are getting into? You can get involved in an affiliate program, a pay per click affiliate program, an online affiliate program or an internet marketing affiliate program; there are so many. There is also a free affiliate program on how to start an affiliate program online. Some people choose the top affiliate programs for their affiliate marketing as it has proved itself to be a huge business on the Internet. There is a network of cooperation between merchants and an affiliates’ websites.
Everyone in the affiliate marketing business is trying to find the best affiliate marketing program. A program that is cost-efficient, measurable and a method of delivering long-tern results is making money online with affiliate programs. This is a favourite for Internet sites who are trying to make some extra or additional income for their site. As the clock ticks there is someone else added to the list of the affiliate marketing world – some have looked at the affiliate program guide but everyone naturally wants to make money out of it. However, in many cases, these new affiliates do not fully understand the affiliate world, and make costly mistakes are made. In other words, affiliate marketing has often been misunderstood.
There are those who believe that affiliate marketing is just about selling and advertising and join affiliate programs because of this. Of course the aspects of selling and advertising in affiliate marketing are important, but equally important are visitors, subscribers and customers. Knowing that you will be compensated for every visitor, subscriber or customer through your efforts in your affiliate marketing business makes you very happy. From the merchant’s viewpoint, there is no payment due to you as an affiliate until you deliver the results.
Typically a top paying affiliate program is run by affiliate networks and these affiliate networks are composed of two functional bodies – group affiliates and group merchants. They all are very special and important functions to play when it comes to affiliate marketing. It could be a new affiliate program, an affiliate program online, an multi level marketing affiliate program – the affiliate network acts as a third party between the merchant and the associated affiliates. This network provides the technology to provide and deliver the merchant’s campaigns and offers. The affiliate network, which is part of the network marketing affiliate program also collects commission fees from the merchant who then pays the affiliates which are part of the program.
The merchant could be involved in an adult web master affiliate program or a ppc affiliate program – a web site owner that is happy to take advantage of performance based marketing. This carries with it so many advantages for the merchant: for example, the merchant maintains and operates the affiliate program; the merchant only needs to do their part by researching interested affiliate websites to ensure that they are a good fit for that particular website. Finding a fit for their merchandise would be the key for generating more income. The merchant has access to markets and customers without spending valuable time researching. Banner ads on affiliate sites may or may not be distracting to the site user. It might produce interest for that product and drive the consumer to the merchants’ website, or it might deter customers; this has to be looked at properly. The merchant also decides how much he is willing to pay for each sale that results from a visitor sent from an affiliate.
The benefits are not only with the merchants because the affiliate marketer or affiliate can also see benefits too. Affiliates are website owners that promote one or more products for their affiliate programs. Eventually, affiliate marketing can generate a full-time income for the affiliate, but it is not an easy task to accomplish, although personally rewarding. Before an affiliate begins, he/she needs to have a better understanding with the merchant what the commission will be, as well as expected payment methods and time involved in the contract.
Your marketing affiliate program is special to you and carries responsibilities as a Merchandiser. For example, if the site has a user base of mainly stay-at-home mothers, then on-line job openings such as surveys would be a good match for them. This group would also appreciate direct links to children’s products and information sites. Targeted, best-seller items and personal support to their affiliates is very reassuring for the people involved. Sales promotions are often offered that will benefit both parties.
Knowing your affiliate marketing business is successful creates a strong partnership, which is a great benefit to you both. Affiliate marketing is a great situation for both the marketer and the affiliate. If you both work together, you can be both have the advantage, for example, it is easy and inexpensive way to start your business, and you can be up and running within a few days. But there is one thing to consider, with your affiliate business opportunity, you must find a way of how to get traffic, and make your offer unique. Find the best affiliate program, and don’t just look at the free affiliate program as all have their up sides and their down. Go ahead and follow your passion. Start your business today!
Sonia Dixon is a book reviewer, coach and author. Affiliate Programs are just about internet marketing, business, autopilot, residual income and a new affiliate program, or starting an affiliate program.
For an even easier and faster way to make money, go to:
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